Last year one of my financial goals was to consolidate all my pension pots.

It was something I’d done once before but just hadn’t quite found the time to organise since. I signed up to PensionBee, clicked the required buttons, provided the necessary details, sat back and felt good about a job well done. For a couple of weeks anyway. Because when the transfers went through and I realised how much I had in combined pension pots, suddenly I felt overwhelmed in a way that wasn’t quite so pleasant.

Despite nearly a decade of contributions, I discovered that the amount…

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